First Trust Deed Investing with Buwalda Mortgage Services

Real estate has long been a cornerstone of wealth building, but many investors struggle to find direct, high-quality opportunities. First trust deed investing offers a compelling alternative, combining the security of real estate with the potential for attractive, fixed returns. Unlike traditional pooled funds such as REITs, Buwalda Mortgage Services allows accredited investors to choose their own trust deed investments, ensuring full transparency and control over their portfolios.

What Is First Trust Deed Investing?

A first trust deed is a type of secured real estate loan where the investor acts as the lender. The loan is secured by the property itself, meaning the investor has the primary claim on the asset in case of borrower default. Because these loans are backed by tangible real estate, they offer an additional layer of protection compared to unsecured investments.

Key Benefits of Investing Directly in First Trust Deeds

Investing through Buwalda Mortgage Services provides several advantages:

• Direct Ownership & Control – Unlike pooled investments, you personally select the property, borrower, and loan terms that align with your risk tolerance and financial goals.
• Asset-Backed Security – Your investment is secured by real estate, reducing exposure to market volatility.
• Consistent Returns – First trust deeds typically provide fixed monthly income, often outperforming traditional savings accounts and bonds.
• Comprehensive Underwriting Process – We conduct thorough due diligence, including credit checks, appraisals, title reports, and income verification, ensuring each loan meets our strict investment standards.

Who Can Invest?

To participate in first trust deed investments, investors must meet accreditation requirements, which typically include:

• An individual income exceeding $200,000 (or $300,000 with a spouse) in the past two years, OR
• A net worth of at least $1 million, excluding primary residence.

Risk Considerations and How We Mitigate Them

All investments carry some level of risk, but Buwalda Mortgage Services takes a risk-managed approach to trust deed investing. Our best-in-class underwriting process ensures that every loan is fully vetted before being offered to investors. Key risk mitigation strategies include:

• Low Loan-to-Value (LTV) Ratios – We prioritize loans with conservative LTV ratios, ensuring ample equity protection.
• Thorough Borrower Screening – Creditworthiness, income stability, and liquidity are carefully analyzed to minimize default risk.
• Market Analysis & Property Valuation – Each property undergoes a detailed appraisal to confirm its true market value.

Get Started with Buwalda Mortgage Services

If you’re an accredited investor looking for a secure, high-yield investment backed by real estate, first trust deed investing could be the perfect opportunity. Contact Buwalda Mortgage Services today to explore available trust deed investments and start building your portfolio with confidence.